NORVAPAY policy

AML / BSA Policy

Last updated: June 2026

Commitment

NORVAPAY maintains an Anti-Money Laundering (AML) and Bank Secrecy Act (BSA) compliance program designed to detect and prevent illicit use of the platform.

Customer due diligence

We perform identity verification (KYC) and risk-based due diligence on users. Enhanced due diligence applies to higher-risk activity.

Monitoring

Transactions are monitored for unusual patterns, velocity breaches, and structuring. Suspicious activity may be escalated and reported to authorities.

Record keeping

We retain identity and transaction records in accordance with applicable law.

Sanctions screening

Users and counterparties are screened against applicable sanctions and watch lists.

NORVAPAY is a financial technology platform operated by Farida Investment LLC. NORVAPAY is not a bank and does not provide FDIC-insured banking services.