NORVAPAY™ corporate document

Compliance Roadmap

Farida Investments LLC · Last updated: June 2026

Phase 1 — Platform & controls (current)

United States launch of the technology platform with KYC/AML controls, tiered limits, fraud monitoring, and an admin compliance console.

Phase 2 — Partner onboarding

Engagement and onboarding with licensed banking and payment partners. All such capabilities remain Pending Partner Onboarding until formally approved.

Phase 3 — Regulated money movement

Activation of partner-enabled deposits, transfers, and card services upon completion of partner onboarding and applicable approvals.

Ongoing

Continuous policy review, monitoring enhancements, and independent assessments as the platform scales.

NORVAPAY™ is a compliance-first financial technology platform operated by Farida Investments LLC. NORVAPAY is not a bank and does not provide FDIC-insured banking services. Banking, ACH, and card capabilities are Pending Partner Onboarding.